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Credit Reference Checks

Letting agent and landlords should always do a credit check to see if your prospective tenants have had problems paying bills in the past.

The British Landlords Association offers members a comprehensive tenant credit check which includes a tenant reference. 

If a tenant has a guarantor, the guarantor should also have a credit check done as well. 

Private landlords and letting agents should make sure that their prospective tenants are able to pay their rent and check if they are suitable to live at their property. 

This can be done by requesting a tenant reference from the prospective tenants, which is like submitting references when applying for a new job and shouldn’t be a cause of concern for the potential tenant. 

It is a good idea to reference and meet any prospective tenants in person if you are managing the property yourself. 

What is included in a landlord credit check? 

Employment verification 

Income references (verbal confirmation) 

ID verification 

Previous landlord references 

Affordability calculation 

Linked Address

Identity & Fraud Information

CCJ’s (County Court Judgments)

Right to Rent Check 

Bankruptcy 

Electoral Roll check 

Alias name search 

Credit & Reference FAQ

Do I need my tenant’s consent to carry out a credit & reference check? Yes, you do, download our free tenancy application form which also contains tenants consent to enable you to carry out the necessary checks. Download form.

How do I obtain written proof for the authority from the tenant? Use the tenancy application, use the above link. Alternatively, you can use any other document that gives you consent from the tenant to carry out credit & reference checks, it does not need to be our form.

Can I download free reference templates for my use? Yes, you can, The British Landlord Association provides a host of various free templates. Download

What happens next? Once you have the consent, then you can order the credit & reference report.

What info do I need? Our partner platform will require the following information:

  1. Tenant full name
  2. Telephone number
  3. Email address
  4. Address of the let property.
  5. The rent you are charging PCM/Week.
  6. Amount deposit to be paid by the tenant, if applicable
  7. Is the property furnished?
  8. Are any bills included?

The rest of the information is sought directly from the tenant by our platform.

What steps do I have to go through on your website? Simply buy credit & reference report, and then after payment, you will be directed to the form where you enter the necessary information for the prospective tenant(s).

Can I have the credit check done without referencing as well? No, the report would be incomplete; both are done at the same time.

How long does it take to do a credit check? It usually is done within 24 hours. However, it does mostly depend on the prospective tenant how quickly they will respond to the information requested by our platform.

Will you give a credit score or what results and how do I use them to decide on a tenant? Yes, there is grading so you can choose to accept or decline the tenant.

Special Offer - Credit & Referencing Checks only £19.95
Credit & Referencing Checks 1

Credit & Referencing was £35 now £19.95 includes a credit check and references, quick turn around excellent service for landlords and agents. With this service, you have an option to purchase a Rent Guarantee.

Product SKU: Creditcheck

Product Brand: The BLA Credit & Referencing

Product Currency: GBP

Product Price: 19.95

Price Valid Until: 2021-12-15

Product In Stock: InStock

Editor's Rating:
5
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