Credit & Referencing Checks

BLA Credit and referencing checks 2Welcome to the AFS Tenant credit & Referencing checking service

The cost of this service is £7.95 inclusive of VAT

This service is provided by Active financial solutions Ltd (AFS) directly to The BLA members.

Before purchasing a tenant credit & referencing report please login, or if you are a new landlord or letting agent please register, Full BLA membership is totally FREE and only takes one minute to register.

Tenant credit & Referencing is Important

The best way to reduce risks when letting a property is by carryout a tenant credit & referencing before they move in. Gut feelings and first impressions count, However this shouldn’t be the only thing landlords go on.

Here’s a breakdown of what to expect when landlords carryout a tenant credit & referencing checks through AFS.

What Does the Tenant credit & Referencing include

All of our tenant reports include a linked address search. Why are linked address searches important?

If tenants move frequently (or try to hide their address history) there is a real risk you will not find any court enforced debts that may exist such as CCJs, Court Decrees, IVAs or bankruptcies. Linked address searches will help prevent this happening.

All AFS tenant reports are provided using Creditsafe, all purchases are subject to agreeing our terms, details here: Terms of service.

This report checks the past history of a tenant (or guarantor) to identify any financial issues that could affect their suitability to take on a tenancy agreement, specifically:

  • County Court Judgments (CCJs) or Court Decrees for the last 6 years with financial values awarded, the date the award was made and court references.
  • Details of any Debt Management applied to the tenant including date commenced and the date the order/agreement ends (where applicable).
  • Any details of Bankruptcy or Sequestrations filed against the tenant over the last 6 years.
  • Any record of Insolvency filed over the last 6 years.

The report is usually delivered to you within hours. Although we officially give a time estimate of 24 hours. Weekends and public holidays not included.

Click the Watch video to see how Simple the process is to carryout a credit referencing check.credit-check-referencing-button

Click to proceed with Credit check & ReferencingThe-BLA-Credit-check-button