British Landlords Association credit & Referencing
Credit & Referencing provided through the British Landlords Association is custom-designed to make the tenant application process more efficient than ever before; this service is a tool-of-choice for letting agents large and small.
It is very competitive, efficient, saves considerable time and headache for landlords and letting agents.
Your tenant provides most of the information which the platform requests directly from your tenant, any missing or incorrect information is followed up by the platform again, directly communicating with your tenant.
This new revolutionary process reliefs the landlord and letting agent of time-consuming headache.
References are sought from the employer and previous landlord if applicable.
This service includes:
1. Checks on address and date of birth of the prospective tenant
2. Checks to see if they are on the electoral roll
3. How much the tenant currently owe lenders
4. Any late payments on existing or past credit card or loan account
5. Any missed payments on existing or past accounts
6. County Court Judgments (CCJ’s) registered against the tenant.
7. Whether the tenants home has been repossessed
8. Whether the tenant has been made bankrupt
9. Checks to see if the tenant entered into an Individual Voluntary Arrangement (IVA).
10. Checks for undisclosed addresses or names
11. Affordability Check
12. Income & Employment Check
13. Right to Rent Check
14. Other Considerations
15. Risk Category