Credit & Referencing Checks

BLA Credit and referencing checks 2

Welcome to the AFS Tenant credit & Referencing checking service

The cost of this service is £7.95 inclusive of VAT

This service is provided by Active financial solutions Ltd (AFS) directly to The BLA members.

Before purchasing a tenant credit & referencing report, please log in, or if you are a new landlord or letting agent, please register. Until 10th of January 2019 BLA Membership is free for all landlords.

To Join The BLA it takes about 3 minutes to complete the membership process, and you do not need to produce a credit card etc. Save at least £65, why not join now and take advantage of the benefits of full free membership?

Tenant credit & Referencing is Important

The best way to reduce risks when letting a property is by carry out a tenant credit & referencing before they move in. Gut feelings and first impressions count, However, this shouldn’t be the only thing landlords go on.

What Does the Tenant credit & Referencing include?

All of AFS tenant reports include a linked address search. Why is linking address searches important?

If tenants move frequently (or try to hide their address history) there is a real risk you will not find any court enforced debts that may exist such as CCJ’s, Court Decrees, IVA’s or bankruptcies. Linked address searches will help prevent this happening.

All AFS tenant reports are provided using Creditsafe, all purchases are subject to agreeing with our T & C’s along with our privacy policy and likewise those of AFS.

The Credit & Referencing report checks the past history of a tenant (or guarantor) to identify any financial issues that could affect their suitability to take on a tenancy agreement, specifically:

  • County Court Judgments (CCJ’s) or Court Decrees for the last 6 years with financial values awarded, the date the award was made and court references.
  • Details of any Debt Management applied to the tenant, including date commenced, and the date the order/agreement ends (where applicable).
  • Any details of Bankruptcy or Sequestrations filed against the tenant over the last 6 years.
  • Any record of Insolvency filed over the last 6 years.

The report is usually delivered to you within hours. Although AFS officially give a time estimate of 24 hours. Weekends and public holidays not included.

Click to watch the video, to see how simple the process is, to carry out a credit referencing check. 


Click to proceed with Credit check & ReferencingThe-BLA-Credit-check-button


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